To release the equity from your home, and have it sitting in your bank account within a couple of weeks, sell and rent back companies really are the perfect solution. You do not have to undergo the disruption that moving house causes, and you can even buy your house back at a later date when your finances are in a healthier state. The process is simple enough too, as sell and rent back companies take care of all of the paperwork and legalities for you. If you have a family to look after, especially one with young children, then using a sell and rent back company means that they will not have to go through the hassle and stress of moving to a new area and finding a new job / starting a new school. In fact, they will not have to change any part of their lifestyle; they can continue to go about their lives without any disruption at all. For most homeowners with serious financial problems, sell and rent back companies provide the perfect solution, but there is a downside to take into account. You will not get the full market value of your house, just 70-90% of it. That might seem like an unacceptable loss to take for some people, especially if properties in their area regularly sell for the full asking price. From the sell and rent back companies point of view though, they are basing their valuation on how much the property could be sold for within a week, not if it was on the market for months. What you really need to decide on is whether you would be better off getting the highest price possible for your property (waiting possibly months to do so) or making a quick sale (and being able to continue living in your home). If it is the latter option, then you will have no problems finding a sell and rent back company to help you.

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