How to save money by spending wisely

(Sat Jul 8th, 2006, by Willard Michlin)

Why is it that the older and richer people become, the more conservative they are with their money? Have you ever done or know someone who has made an investment that promised a 10% interest or profit per month? Everyone wants to make above average p...

What To Do When Your Credit Card Is Lost Or Stolen

(Sat Jul 8th, 2006, by Keith Baxter)

Unfortunately, wallets and purses do get stolen or lost on a regular basis. Your biggest concern is usually the fact that your credit cards are missing. If this happens to you, do you have a plan of action? Well, you should. It really isn't as daunti...

Reverse Mortgage - Putting Your Equity to Work

(Sat Jul 8th, 2006, by Barry Scoles)

If you're like many seniors, your home is your largest asset, and although you are concerned about the thought of borrowing against it, your house may be the only way to increase your income. Rising real-estate prices have caused many seniors' homes ...

Tips For Applying For Fedral Student Financial Aid

(Sat Jul 8th, 2006, by Manik Thapar (MBA))

If your student is college bound this coming fall, then now is the time to become acquainted with the financial aid application process. The most important form is the Free Application for Federal Student Aid, otherwise known as the "FAFSA. Here are...

Stock Trading with an Offshore Brokerage Account

(Sat Jul 8th, 2006, by Richard Price)

With an IBC (International Business Corporation), trading offshore can have many advantages. Your offshore brokerage account can be under your IBC company name, which ensures privacy while trading because your personal name is never revealed. Offshor...

The Burden of Debt

(Sat Jul 8th, 2006, by G Marwick)

Over recent years personal debt in the UK has exploded. Since 1997 the total debt including mortgages was in the region of £940 million. Approximately 18% of that figure is unsecured credit, accounting for about £8000 per household. This is a stagger...

New Bankruptcy Law - Targeting the Wrong People?

(Sat Jul 8th, 2006, by Charles Essmeier)

Last April, President Bush enthusiastically signed into law the oddly-named Bankruptcy Abuse and Consumer Protection Act. This bill, representing the biggest overhaul of bankruptcy law in twenty-five years, was written in order to discourage “bankrup...

6 Ways To Buy Real Estate Without A Deposit

(Fri Jul 7th, 2006, by Ray Jamieson)

6 Ways To Buy Real Estate Without A Deposit. There was an interesting item on a “current affairs” show recently. ASIC and a Consumer Organisation sent a number of genuine, financial hardship cases to 219 different and fully qualified financial planne...

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30

(Fri Jul 7th, 2006, by Hartley Pinn)

“What can you do to increase that set of three numbers on your credit report that can be so important with your financing? “ I came across this question as I was surfing discussion groups the other day. Check out my answer: Dear Friend, Here are 3 st...

10 Reasons for Selling

(Fri Jul 7th, 2006, by Hari Wibowo)

During your investing career, you will do these two transactions; buying and selling. Buying requires knowing the fair value of a stock and then compare it with recent price. If recent stock price is 10% below fair value and an investor does not mind...