I'd like to start off by welcoming everyone to Poverty 101. My name is Tim Ward and I'll be your instructor for the semester. Poverty 101 is a great class and I hope you all enjoy taking it as much as I love teaching it. Please feel free to raise your hands if you have any questions and/or comments, student participation is always welcome as it makes my job a lot easier. Every time someone asks a question that's 10 less minutes I have to fill with course material. And you can imagine that in a class about poverty course material is very scarce.